
Had an Accident?
Liberty Mutual Insurance Claims at Kuroda Autobody
Direct Repair Program (DRP) Partner: Kuroda Autobody is an independent, family-owned collision repair facility that participates in a Direct Repair Program with Liberty Mutual. We work with Liberty Mutual to coordinate collision repair estimates, approvals, and supplemental damage documentation while keeping you informed throughout the repair process.

Your right to choose
Your Right to Choose Kuroda Autobody for Your Liberty Mutual Claim
Liberty Mutual offers a Guaranteed Repair Network to help policyholders find collision repair facilities. However, you have the right to choose the auto body shop you trust, whether or not it belongs to the insurer's recommended network.
Kuroda Autobody participates in a Direct Repair Program with Liberty Mutual. You can schedule an estimate at our Waipahu facility and coordinate your repair through the applicable claims process.
Liberty Mutual claims
What to Expect During Your Liberty Mutual Claim Process
Liberty Mutual allows customers to file and track auto insurance claims online or by phone. Depending on the damage, the insurer may review photographs or arrange an inspection before preparing an initial estimate. Here's how we help once you're ready to have your vehicle repaired:
Claim Number and Initial Estimate
File your claim with Liberty Mutual and obtain your claim number. When scheduling your estimate with us, share the claim details and any initial repair estimate provided by the insurer.
Vehicle Inspection and Repair Planning
Liberty Mutual may prepare an estimate using photographs or an in-person inspection. We assess your vehicle's collision damage and identify the repairs needed, including applicable manufacturer procedures.
Additional Damage and Updated Estimates
If we discover hidden damage or additional repair requirements, we contact Liberty Mutual and provide supporting documentation. The insurer may reinspect the vehicle or update its estimate before approving additional repairs.
Repair Payments and Deductibles
Liberty Mutual determines payment based on your approved claim and policy terms. Payment arrangements can depend on the repair program and whether your vehicle has a lienholder. You remain responsible for any applicable deductible or noncovered costs.

Factory procedures
Why Manufacturer Procedures Matter
An initial Liberty Mutual estimate may not identify every repair operation needed after a collision. Some damage only becomes visible during disassembly, while other repair requirements depend on your vehicle's manufacturer specifications.
At our Waipahu facility, we use Car-O-Liner 3D electronic measuring equipment to assess structural damage and GYS spot and MIG welding equipment for applicable repairs. When collision repairs affect advanced driver assistance systems, we coordinate necessary calibration with qualified specialists or a manufacturer's dealership.
We document additional repair requirements and work with Liberty Mutual on supplemental approvals when needed.
Why Kuroda
The Kuroda Autobody Advantage
Serving Hawaii since 1938, our family-owned business combines decades of local experience with modern collision repair capabilities at our Waipahu facility:
On-Site Rental Support
Rental car pickup is available on-site for customers who need temporary transportation during repairs. Liberty Mutual rental coverage depends on your policy, including applicable daily and maximum limits.
Limited Lifetime Warranty
Qualifying metalwork and refinishing repairs are backed by our Limited Lifetime Warranty for as long as you own the vehicle.
Detailed Handover Review
Before delivery, we walk you through your completed repairs using an annotated work order and before-and-after photos.
Liberty Mutual FAQ
Frequently Asked Questions About Liberty Mutual Claims
Do I have to use a Liberty Mutual network shop?
No. You can choose your repair facility. Kuroda Autobody also participates in a Direct Repair Program with Liberty Mutual.
What if Liberty Mutual's initial estimate doesn't include all the damage?
We document additional damage and contact Liberty Mutual to request an updated estimate and approval for the necessary repairs.
Does Liberty Mutual pay the repair shop directly?
Payment arrangements depend on the repair program and claim details. Liberty Mutual may pay the repair shop directly or issue payment according to its claims procedures.
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Get expert guidance and reliable collision repair from a family-owned shop rooted in Hawaiʻi since 1938.


